Term of use

Dentirate, LLC

Last Updated February 5, 2025

Welcome to Dentirate.com!

DentiRate.com is an online platform dedicated to empowering consumers with information and choices for their dental care financing needs. Understanding that dental procedures can be both unexpected and expensive, we offer a comprehensive guide tailored to each individual’s requirements. Our mission at DentiRate.com is not just about connecting patients with financing options; it’s about ensuring that every patient, regardless of their financial situation, can access quality dental care. Through extensive research, user-friendly tools, and partnerships with trusted financial institutions, we are dedicated to making dental healthcare more accessible and affordable for all.

By using this website or related services, you warrant and represent that you are at least 18 years. you understand and agree that satisfying the above requirements does not guarantee that you will receive services through dentirate.com.

Dentirate, LLC and its officers, directors, employees, consultants, affiliates, subsidiaries, and agents (“Dentirate,” “Dentirate.com,” “we,” “us,” “our”) provide its services to you through our website located at www.Dentirate.com or www.portal.Dentirate.com (the “Site”) and through various mobile applications and related technology. These Terms of Use (“Terms of Use”) apply to all Dentirate entities and services, whether in existence now or in the future.  Other Dentirate.com websites and services will incorporate these Terms of Use entirely by reference.  Collectively, our services, including any new features and applications, and the Site, and any other service provided by us are subject to the following Terms of Use. Dentirate reserves the right, at our sole discretion, to change, alter, or modify any of these Terms of Use at any time and for any reason. If you use our Service after the new Terms of Use are published by Dentirate, you have implicitly accepted all terms in the new Terms of Use.
You must read these terms of use carefully and understand them fully, as they include an agreement to arbitrate and otherwise define and limit your legal rights, remedies, and obligations. our arbitration agreement requires (with limited exception) that you submit, any and all claims you have against us, to binding and final arbitration. further, (1) you may only be permitted to pursue claims against dentirate on a personal basis, not as a plaintiff or class member in any class or representative action or proceeding, (2) you will only be permitted to pursue relief (including monetary, injunctive, and declaratory relief) on a personal basis, and (3) you will not be able to pursue any claims against us that would require determination by a jury or by any court of law.When using some of our services, additional terms will apply to some services provided by Dentirate. These may be posted on the Site from time to time, including, without limitation, the Privacy Policy located at Dentirate.com/privacy (the “Privacy Policy”). All such terms are hereby incorporated by reference into these Terms of Use.

It is imperative for users to comprehend that financing, in any form, inherently carries certain risks. when considering financial options, especially for medical or dental treatments, users should be fully aware and informed of the potential implications and challenges.

  1. Interest rates: many financing options come with interest rates. Over time, these rates can substantially increase the total amount owed. It’s crucial to understand the rate you’re agreeing to and calculate the long-term implications for your financial situation.
  2. Credit implications: engaging in financing can have both positive and negative effects on one’s credit score. Timely repayments can bolster a credit rating, while missed or late payments can harm it, making future borrowing more challenging or costly.
  3. Terms and conditions: every financial agreement comes with terms and conditions. it’s essential to read, understand, and, if needed, consult with a financial advisor about these terms to avoid unexpected consequences.
  4. Potential for debt accumulation: without a clear understanding and plan for repayment, it’s easy for debts to accumulate, leading to a financial strain.
  5. Hidden fees: some financing options might have hidden fees, charges for early repayment, or other costs not evident at the outset. users should be diligent in their research and ask questions to avoid unexpected expenses.
  6. Impact of long-term commitments: some dental or medical treatments might necessitate long-term financial commitments. It’s vital to assess whether such a commitment aligns with your future financial plans and capabilities.

At Dentirate.com, while we strive to provide comprehensive information and guidance on financing options, it remains the user’s responsibility to make informed decisions. We strongly advise all users to do their due diligence, ask questions, and, if possible, consult with financial professionals before committing to any financing option. This proactive approach ensures that users are well-equipped to make decisions that align with their personal and financial well-being.
The site is provided on an as-is and as-available basis. By agreeing to these terms of use, you also agree that your use of the site and/or other services will be at your sole risk. We make no representation regarding the accuracy or completeness of any data used by our algorithms. To the fullest extent permitted by law, we disclaim all warranties, express or implied, in connection with the site and your use thereof, including, without limitation, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We make no warranties or representations about the accuracy or completeness of the Site’s content or the content of any websites linked to this site and we will assume no liability or responsibility for any (1) errors, mistakes, or inaccuracies of content and materials, (2) personal injury or property damage, of any nature whatsoever, resulting from your access to and use of the site, (3) any unauthorized access to or use of our secure servers and/or any and all personal information and/or financial information stored therein, (4) any interruption or cessation of transmission to or from the site, (5) any bugs, viruses, trojan horses, or the like which may be transmitted to or through the site by any third party, and/or (6) any errors or omissions in any content and materials or for any loss or damage of any kind incurred as a result of the use of any content posted, transmitted, or otherwise made available via the site.
We do not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the site, any hyperlinked website, or any website or mobile application featured in any banner or other advertising, and we will not be a party to or in any way be responsible for monitoring any transaction between you and any third-party providers of products or services. As with the purchase of a product or service through any medium or in any environment, you should use your best judgment and exercise caution where appropriate.